Saturday, June 1st at 1pm PST, Startup San Diego featured five members of the MK Decision team to discuss how we're creating a thoughtful and effective company culture, partnering with LEARN Academy, and solving community bank problems to help them compete. The diverse panel includes founders: Har Rai and Guru Dharam Khalsa as well as LEARN Academy graduates Jerome Sheppard, Timothy Petrone, and Krithika Jagadeesan who now play significant roles at MK Decision. The panel discussed topics such as:

Creating a flourishing company culture.

Culture is top of mind for every founder. The MK Decision team will share our reflections on the company’s values, project planning methods, and team building exercises that make MK Decision a great place to produce great work.

Partnering with LEARN Academy.

LEARN has opened up doors to talented people seeking their first break in Financial Technology. Dozens of students graduating from LEARN’s coding bootcamp have taken on 90-day Time for Experience (TFE) internship programs where they receive real-world training and projects. The MK Decision team will talk about the impact of the TFE program on their career trajectories.

Solving community bank problems.

The core of MK Decision’s mission is to make lending simple for community banks. “We’re on a mission to stimulate local borrowing and local lending. We truly believe that we can help local economies, and community banks are the key” says MK Decision’s CEO Har Rai Khalsa. The MK Decision team will discuss how it approaches the problems community banks are facing with their efforts to grow their online lending presences.

MK Decision panelists included:

Har Rai Khalsa

Har Rai Khalsa: Chief Executive Officer:

Har Rai Khalsa is the CEO and co-founder of MK Decision, a digital lending platform on a mission to make lending simple for financial institutions. Mr. Khalsa has 8+ years of experience as a FinTech executive. He has a Bachelor of Arts (B.A.) in Sociology and Anthropology from Lewis & Clark College.


Guru Dharam Khalsa

Guru Dharam Khalsa: Chief Operating Officer

Guru Dharam has 11+ years as an entrepreneurial technologist in the financial services industry. Mr. Khalsa has been the system architect for multiple cloud loan origination systems. He has a Bachelors of Science in Entrepreneurship and Finance from Babson College.


Jerome Sheppard

Jerome Sheppard: Product Manager

Jerome spent 5+ years working in Credit Unions before becoming a technologist. Mr. Sheppard is driven to impact countless people by improving their lending and borrowing experiences. He has a Bachelors of Arts in Psychology from SDSU and completed his Coding Bootcamp from LEARN Academy.


Timothy Petrone

Timothy Petrone: Business Analyst

Timothy spent nearly 3 years at PwC as a Tax Associate when he decided he needed to fulfill his passion to create technology. He has a Bachelors of Business Administration in Accounting and a Master of Science in Taxation from Hofstra University and completed his Coding Bootcamp from LEARN Academy.


Krithika Jagadeesan

Krithika Jagadeesan: Software Engineer Intern

Krithika is one of the newest Time for Experience (TFE) interns to join MK Decision after completing her Coding Bootcamp from LEARN Academy. She has a Bachelors of Science in Human Biology from the University of California, San Diego.