End-to-End Credit Card Origination
Customer AppliesOur easy to use, responsive web applications are developed with a modern, "mobile-first" design that is optimized for conversions.
AppShieldTM Filters the DataMK's proprietary Appshield protects identity and prevents fraud by filtering invalid data entries and repeat applications.
Invalid Data EntryCustomer receives error message to explain what was done wrong.
If Data Entry Verified...Before pulling a Customer's credit report, AppShieldTM verifies the form has been validated.
... Credit Report PulledCCOS integrates with leading Credit Bureaus and other data furnishers to pull over 1,000 credit and fraud data points.
Over 1,000 Data Points DecisionedMK's premier Automated Decisioning System processes Credit Data and Bank underwriting criteria - instantly.
If Application or Identity is Declined...Banks can choose to counter offer Declined Customers a Secure Card or automate a decline notification.
...Adverse Action Letter SentSecure digital messaging allows Banks to control the message delivery timing and eliminate physically mailed Adverse Action Letters or Risk Based Pricing Notices.
Approved Loan Boarded to Bank CoreCCOS integrates with leading Core Banking providers to automatically create credit card, checking, and savings accounts.
Secured Immediate ResponseApproval notifications are nearly instant and welcome emails providing Terms & Conditions and applicable compliance notices are automated.
Physical Card ArrivesCore Banking provider mails the Customer's physical payment card which arrives in hand in 5-10 days.