Complete Lending Platform | Suite of Technology Solutions for Online Lenders | MK Decision

Technology Layers of MKs online lending Platform

Advanced
technology
made simple

The lending market is filled with antiquated systems, some dating back to the mid-1990s. Lenders are shackled by cumbersome processes and borrowers are discouraged by unresponsive interfaces - driving them to large financial institutions with modern technology.

Our lending platform provides technology-driven efficiency to banks and credit unions, enhancing the borrowing experience through simple and easy-to-use interfaces.

More products,
more lending

Financial institutions are scaling their lending businesses faster with MK's product-rich platform. Learn more about the benefits both lenders and borrowers are receiving from MK's products.

This game changing digital lending platform is a high-tech underwriting solution that leaves more room for high-touch community bank-customer relationships

Kevin Tweddle
CPA and Chief Operating Officer,
ICBA Services Network

Marketing products

SalesFunnel of MK's Platform — Increase acquisition with top-notch marketing pages that are custom designed to build brand recognition and educate borrowers.

Lender benefit: Build trust; Inform borrower; Increase conversions

Borrower benefit: Shop loan benefits; Choose ideal offer

AppFlow of MK's Platform — Deliver mobile optimized field inputs to meet rising consumer use of Smartphones for credit applications. Ensure up-to-date best practices and ADA compliance are met.

Lender benefit: Limit human error; Cut down data entry; Eliminate paper

Borrower benefit: Guided workflows; Less field inputs; Secure data

Fraud
prevention products

FraudTrack of MK's Platform — Identify, track, and prevent malicious activities that financially harm your customers and impede the success of your financial institution's lending program.

Lender benefit: Track fraudsters; Flag suspect activity; Reduce charge-offs

Borrower benefit: Prevent ID theft; Fraud notification

AppShield of MK's Platform — Protect against repeat and otherwise prohibited applications that lower customer confidence, and negatively impact your brand.

Lender benefit: Flag invalid data; Minimize disputes; Save credit pulls

Borrower benefit: Stop repeat inquiries; Protect credit score

Decisioning products

CreditConnect of MK's Platform — Integrate with your preferred credit bureau or alternative data provider. Automate KYC identity verification with out-of-wallet questions and device identification.

Lender benefit: Tri-Bureau data; Streamlined KYC; Reduce data entry

Borrower benefit: Real-time offers; ID protection

DecisionTime of MK's Platform — Decision over 1,000 credit data points in seconds. With cloud-based infrastructure, manage risk at scale and reduce overhead through technology efficiency.

Lender benefit: Automate decisions; Reduce overhead; Manage risk

Borrower benefit: Real-time response; Custom loan terms; Fast engagement

Loan origination products

CoreConnect of MK's Platform — Integrate with your core processor to ensure end-to-end data flow from credit application to servicing. Automate any type of account creation and accelerate loan funding.

Lender benefit: Instant account creation; Frictionless data flow; Digital ACH processing

Borrower benefit: Receive credit faster

Lending Dashboard of MK's Platform — Optimize loan origination efficiency with a simple dashboard design. Multi-task applications with browser-like tab functionality. Operate wisely with robust reporting and analytics.

Lender benefit: Easy loan origination; Dynamic reporting; Support for auditing

Borrower benefit: Simplified approvals; Enhanced service; Interaction history

Secure and compliant
from lender to borrower

Data security is extremely important to MK. We are continuously updating our platform to satisfy the demanding requirements of the lending environment. We invest extensively to secure our technology in partnership with leading security experts.